Disha Microfin Pvt Ltd.

The prime focus of Disha is to address the entire gamut of issues related to access to financial and other services livelihoods institution building technology and marketing. We are focusing on poor women in rural Gujarat through our Grameen model of Joint Liability Group (JLG). A Micro finance Lending process is a collection of related structured sub processes as follows; Sub Processes: Village level promotion activity Group Formation House hold visit Cash flow analysis Continuous Group Training Credit Evaluation (Group Recognition Test & Credit bureau check) Loan Sanction Loan Disbursement Collection Recovery and Delinquency Management