Gruh Finance Limited (Ho)

3RUH Finance Limited (GRUH) - a subsidiary of HDFC Ltd. is a Housing Finance 3ompany (HFC) recognized by National Housing Bank. 3RUH offers loans to individuals for purchase construction repairs renovation of iwelling units. GRUH also offers loans to the Self employed segment where in formal ncome proofs are not available. The income of such applicants is appraised based on ield investigation and surrogate income proof. GRUH also offeres loans to Drofessionals for purchase of office premises. the rate of interest is based on credit score methodology wherein each applicant is ?valuated based on individual credit criteria. Depending on the loan product selected he customer can therefore get a rate of interest within a band depending on individual :redit score. 3RUH Deposits are rated FAAA by CRISIL and MAAA by ICRA. These ratings indicate iighest safety as regards timely payment of interest and principal. 3RUH has 183 offices in 10 states of the country viz. Gujarat Maharashtra Karnataka Rajasthan Madhya Pradesh Chhattisgarh Tamil Nadu. Uttar Pradesh Jharkhand and 3ihar. nil I